What is Workers’ Compensation? Workers’ compensation benefits are designed to provide you with the medical treatment you need to recover from your work related injury or illness, partially replace the wages you lose while you are recovering, and help you return to work. Workers’ compensation benefits do not include damages for pain and suffering or punitive damages. Report the injury or illness to your employer Make sure your supervisor is notified of your injury as soon as possible. If your injury or illness developed gradually, report it as soon as you learn or believe it was caused by your job. Reporting promptly helps avoid problems and delays in receiving benefits, including medical attention. If you don’t report your injury within 30 days, you could lose your right to receive workers’ compensation benefits.
Did you know?
Once you have let your employer know and filed a claim, your employer is required to provide you with medical care.
Medical care must be paid for by your employer if you get hurt on the job — whether or not you miss time from work.
You may be eligible to receive benefits even if you are a temporary or part-time worker. You don’t have to be a legal resident of the United States to receive most workers’ compensation benefits. It’s illegal for your employer to punish or fire you for having a job injury or for requesting workers’ compensation benefits when you believe your injury was caused by your job.
Workers’ comp insurance provides five basic benefits:
- Medical care: Paid for by your employer to help you recover from an injury or illness caused by work compensation for your pain and suffering.
- Temporary disability benefits: Payments if you lose wages because your injury prevents you from doing your usual job while recovering.
- Permanent disability benefits: Payments if you don’t recover completely Compensation for your loss of companionship.
- Supplemental job displacement benefits (if your date of injury is in 2004 or later):Vouchers to help pay for retraining or skill enhancement if you don’t recover completely and don’t return to work for your employer.
- Death benefits: Payments to your spouse, children or other dependents if you die from a job injury or illness.
If your loved one has been a victim of Workers’ Compensation, give us a call today.
FOR A FREE CONSULTATION CALL: (213) 457-3974